Released on = December 11, 2006, 9:21 pm

Press Release Author = RFG Credit Restoration & Education Program

Industry = Financial

Press Release Summary = \"How would someone suffering with debt and bad credit feel
if they received erased debt and good credit with a bow on top for Christmas?\" asks
Percy Robinson, CEO of Robinson Financial Investment Group.

In the year 2000 this country switched from the old credit scoring system to the new
credit scoring system called FICO. Most Americans, especially African Americans,
were never informed of this very significant transition. Most Americans are still
quite unaware of the existence of FICO and how it drastically affects almost every
aspect of their lives due to the fact that the strategies now used to control credit
scores are vastly different from what most Americans think they are. Under the new
credit scoring system if you have less than a 600 credit score you have bad credit.

Press Release Body = Currently 95% of all Americans have bad credit.and many do not
even know it.

Percy Robinson, Jr., CEO of Robinson Financial Investment Group, has recently
unleashed a Credit Education and Restoration Program. This program is circulating
through African American communities across the country. It is educating and
empowering African Americans to build good credit and to own their own homes.

Robinson reveals powerful strategies usually reserved for the wealthy and for savvy
real estate investors. These previously secret strategies are currently empowering
average people to restore their credit, build their financial foundations and own
their own homes. They are also learning how to make those homes essentially pay for
themselves. This unprecedented program is called RFG Credit Education and
Restoration Program. For anyone looking for the true \"perfect gift\" for an
individual or family, RFG is making Credit Education & Restoration Program Gift
Certificates available until Jan. 1, 2007 at 5% off the regular enrollment fee for
the program which includes education, credit restoration and a full year
consultation for every client.

The RFG Credit Education and Restoration Program works to restore and teach
individuals to build their credit scores from poor to good and from good to
excellent. By using his in-depth knowledge of the credit system, a top notch legal
team to dispute client debts and his expert knowledge of finances, Robinson has been
able to develop a system wherein anyone\'s credit score is restored legally as they
learn the ins and outs of the credit system so that they are never hindered by bad
or poor credit again. This system is unlike anything that anyone has ever seen. It
is not credit repair. It is not debt consolidation or some type of loan program. It
is RFG Credit Education and Restoration and it changes the way an individual goes
about handling his or her credit and finances for a lifetime by exposing the true
workings of the credit system, FICO and how the law works to protect Americans from
debt.

\"Having a good credit score,\" informs Robinson, \"is no longer based on simply paying
one\'s bills on time.\" Percy Robinson has decided to take this knowledge to the
people so that they might use that knowledge to empower themselves and become
credit-wise, wealthy and truly pursue happiness. People who had long since given up
any hope of ever becoming homeowners due to poor credit, debt and financial lack are
being shown how they too may participate in the \"American Dream.\"

Since the year 2000, our country\'s credit system has been drastically altered. Our
credit scores are now based on a system called FICO. Again, having a good credit
score is no longer based on simply paying one\'s bills on time. Having a high score
is now based on knowing the system. Robinson knows this system and is dedicated to
sharing it with those who need it. Due to the obvious disproportionate distribution
of wealth in the US, Robinson states that it should be obvious that the African
American community is in dire need of education on finance, credit, and investing.

African Americans are five to six times more likely than whites to be turned down
for a home loan, according to a recent report by the Association of Community
Organizations for Reform Now, or ACORN, a national fair housing group. According to
2000 US Census Bureau figures, African American households on average earn 49 cents
for every dollar earned by whites. African Americans have little idea of how the
system in place works against them and they work against themselves. They are not
financially stable because they fail to establish zero derogatory credit. There are
5 key perimeters for establishing zero derogatory credit and clients and students of
the RFG Credit Education and Restoration Program learn and some even become experts
on what those 5 perimeters are. The RFG Program teaches clients that good credit
will be achieved by teaching them to start thinking like lawyers and bankers and by
their using the law to control their credit scores.

The estimated spending power of African Americans in the US is $602 billion, and as
a consumer group, blacks spend more on almost everything, from apparel to appliances
to computers and DVD\'s to foreign luxury vehicles, than white consumers, even though
they earn considerably less. This was found in recent research conducted by Target
Market News, which tracks African American consumers.

One of the first critical steps to building wealth and securing one\'s financial
future is to own a home. Unfortunately, the American Dream of homeownership remains
elusive for many African American families. The rate of homeownership for all
Americans is 67%, but for African-Americans it\'s only 47%, the Census Bureau
reports.

There are many advantages to homeownership. One can borrow against the equity in a
home to send a child to college, to pay off credit card bills or to weather a
financial crisis. There are also substantial tax advantages to homeownership. The
poor credit that keeps many African-Americans from owning a home stems largely from
a lack of education about finances and how to use the system to build a financial
legacy for themselves and future generations of African Americans.

Racism exists and for African-Americans, in areas ranging from education, jobs to
homeownership and equality with whites remains a far-off goal, as highlighted in a
recent report by the National Urban League. \"One way to combat discrimination is to
grab hold of the keys to restoring your credit and building a financial house of
brick and mortar instead of sand or playing cards,\" states Fran Houseworth,
multimillion dollar producing real estate agent for the past 28 years. Houseworth
further advises, \"When your financial house is in order, real estate agents will be
able to show you beautiful home after home in whatever area of the country you
choose to live.and with perfect credit you can have it I truly love helping diverse
families move into luxury homes.\"

Robinson teaches his clients and students that all Americans have the inalienable
right to perfect credit. The first law he insists that every student or client
master is the Fair Credit Reporting Act. This makes each client aware of the power
of the law and the rights that all Americans have regarding credit and debt. Each
individual in the RFG Credit Education and Restoration program is shown how to
construct a strategy to create zero derogatory credit and each also receives a full
year of consultation wherein they continue to learn and to build there credit which
is typically brought to over 600 within 60 to 90 days of enrolling in the program.

The credit score is likely the most important number in one\'s life. Without a
sufficient credit score, an individual either cannot get loans or is paying higher
interest rates, which over the years end up costing hundreds of thousand of dollars.
Low credit scores obstruct buying power and the ability to obtain employment and
insurance. African Americans, more than any other group in the United States is
hindered by bad or poor credit. Through Robinson\'s program it does not have to be
this way for African Americans nor for any American who decides to take advantage of
the RFG Credit Education and Restoration Program.

To begin learning more about the credit scoring industry and what one can do to gain
freedom from its control, RFG has welcomed the public to listen in on their Free RFG
Recorded Conference Call. This special call will be available for the next few
months. Callers may call at their convenience 24 hours a day - 7 days a week,
listen, take notes, learn valuable information about the credit industry. RFG calls
this powerful free call their Christmas gift to the people. The call may be accessed
by dialing 1.641.985.5700 access code: 387017

The RFG Credit Education and Restoration program is a national one. Individuals do
not need to attend the free conference calls in order to participate in any program
or take advantage of any service. Contact RFG today to find out when the next live
teleseminar is being held

For more information on the RFG Credit Education and Restoration Program, how to get
RFG Program gift certificates, to schedule a free one on one consultation via
telephone, to schedule an on-site presentation for your company, organization,
church or group of 50 members or more, or to have a RFG Credit Education and
Restoration New Client Enrollment Application sent to you via US mail, e-mail or
FAX, simply contact RFG at
RFGCreditEducationRestoration@StrategicCreditRestoration.net

Call:

1.443.703.7873

Or visit:

www.StrategicCreditRestoration.net



Web Site = http://www.StrategicCreditRestoration.net

Contact Details = 1.443.703.7873